Paybis Review: All You Need To Know

 

What Is Paybis?

• Paybis is a global cryptocurrency exchange founded in 2014, headquartered in Poland, with offices in the UK and Latvia.WikipediaBeInCrypto

• It operates in over 180 countries and supports approximately 9 languages.finder.comBeInCrypto

• Serves as a fiat-to-crypto gateway—simplifying crypto access for users, especially beginners.FXEmpireSecurities.ioCoin Bureau

Supported Currencies & Payment Methods

Crypto & Fiat Support:

• Offers over 80–90 cryptocurrencies (Bitcoin, Ethereum, XRP, BNB, Solana, etc.)finder.comBeInCrypto+1Benzingainvezz.com99Bitcoins

• Supports 40–50+ fiat currencies, including USD, EUR, GBP, JPY, AUD, CAD, and more.BeInCryptoBenzingaHedge With Cryptofinder.com

Payment Options:

• Users can pay via credit/debit cards, bank transfers (SEPA, ACH in US), and other methods like Skrill, Neteller, AstroPay, Apple Pay, and Google Pay.BeInCryptoBenzingaHedge With CryptoWikipediaTradingFinder

Security & Regulations

• Non-custodial model: Purchases are sent directly to your external wallet—Paybis doesn’t hold your funds.FXEmpireHedge With CryptoBenzingaCoin Bureau

• Strong KYC/AML policies, mandatory verification steps in place.FXEmpireBeInCryptoTrustpilotWikipedia

• No security incidents reported to date. Supports 2FA (email) on desktop and fingerprint (biometric) on mobile.FXEmpire

• Registered with FinCEN in the U.S. and holds VASP registration in Poland.BeInCryptoTradingFinder

• Not regulated by FCA, and lacks features like Proof of Reserves or insurance.FXEmpireBeInCrypto

Fees & Pricing

• Fees include Paybis commission, payment processing fees, and network (blockchain) fees.BenzingaBeInCryptoHedge With Crypto

• Credit/debit card fees: ~4.5% (USD, EUR, GBP, JPY), rising to ~6.5% for other currencies.Benzinga

• Some sources cite up to 4.95% convenience fees, especially for fiat transactions.Hedge With Crypto

• First transaction may be fee-free (usually applies to Paybis commission but not processing/network fees).BitDegreeBenzinga

• Minimum transaction thresholds vary: e.g., $4 for cards, $20 for Skrill/Neteller, $200 for bank transfers.Benzinga

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User Experience & Support

• Designed to be beginner-friendly with a clean, intuitive interface and fast onboarding—sign-up takes under a minute.BeInCryptoBitDegree99BitcoinsHedge With Crypto

• Supports desktop and mobile (iOS/Android) with light, responsive design.FXEmpireBeInCrypto

• 24/7 customer support, and active responses on Trustpilot.TrustpilotHedge With Crypto

Pros & Cons

Pros	Cons
Operates in 180+ countries	Fees are relatively high
Supports multiple fiat & crypto options	Limited crypto only sell options
Beginner-friendly interface	Not ideal for advanced trading
Non-custodial, secure model	Lacks features like Proof of Reserves or insurance
Fast, easy onboarding	Some regions restricted (e.g., NY, HI)

• Pros: Global reach, multiple payment options, strong security, simple UX, good support.BeInCryptoBenzingaHedge With CryptoCoin BureauSecurities.ioinvezz.comTrustpilot

• Cons: High transaction fees, limited selling functionality (often only BTC or top coins), lack of advanced trading tools, regulatory limitations in certain regions.finder.com+1BenzingaBeInCryptoHedge With CryptoFXEmpireCoin BureauSecurities.io

Is Paybis a Good Fit for You?

Best suited for:

• Beginners or first-time buyers entering the crypto space

• Users looking for fast, non-custodial fiat-to-crypto access

• Those in regions with limited exchange options

Less ideal for:

• Active traders wanting advanced tools, charts, or margin

• Cost-sensitive users who want lower fees

• Users seeking comprehensive asset coverage or full regulatory protections

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Final Verdict

Paybis shines as a safe, user-friendly entry point into crypto, especially for beginners or users in regions where alternatives are limited. However, its higher fees and limited services make it less competitive for frequent or advanced traders.